LogoLedger

Every rent check. Every closing wire. Every disbursement. Settled.

AppFolio
Buildium
Yardi
RealPage
MRI Software
CoStar
Propertyware
Entrata
Avail
Rent Manager
Skyline
ResMan
AppFolio
Buildium
Yardi
RealPage
MRI Software
CoStar
Propertyware
Entrata
Avail
Rent Manager
Skyline
ResMan
LIVE PROCESSING
$4.2B processed annually

The payment engine real estate runs on.

ACH batch processing for 200-unit rent rolls. Real-time escrow splitting at closing. Automated 1099 generation in January. Built for property managers, brokerages, and title companies — not banks.

🔒SOC 2 Type II
NACHA Certified
RESPA Compliant
Live Transaction Feed
Today's Volume$2,438,921
TypePropertyAmountStatus
Rent ACHjust now
Meridian TowersUnit 14B
$3,450.00
Confirmed
Escrow Split12s ago
820 Commerce Blvd
$124,500.00
Confirmed
Commission34s ago
Harbor View Plaza
$18,240.00
Processing
Security Deposit1m ago
The AshfordUnit 7A
$5,200.00
Confirmed
Earnest Wire2m ago
4100 Westfield Dr
$50,000.00
Confirmed
Rent ACH3m ago
Skyline ResidencesUnit 22C
$2,850.00
Confirmed
Feature Matrix

Built for the workflow
keeping you up at night.

Four capabilities. Each one purpose-engineered for a real estate transaction type that generic payment processors fail at.

ACH PROCESSING01

Rent rolls that clear before sunrise

Schedule ACH batches for your entire portfolio. 200-unit rent roll initiated at midnight, funds settled by 6 AM — every tenant, every unit, zero manual intervention.

Supports same-day ACH, next-day ACH, and standard 2-day settlement windows. Automatic retry logic for NSF returns.

Midnight Rent Roll200 Units
Unit 1–50$142,300
Unit 51–120$231,600
Unit 121–180$187,400
Unit 181–200$48,200
Total Processed$609,500
Escrow Disbursement$2,400,000
Split
Buyer Escrow
45%
Seller Net
32%
Agent Commission
14%
Title & Fees
9%
ESCROW SPLITTING02

Every closing disbursement, automated

Define split rules once. Commission percentages, earnest money allocations, title fees, and seller net proceeds disburse simultaneously at closing — no spreadsheet required.

Handles multi-party disbursements on transactions up to $50M. RESPA-compliant audit trail generated automatically.

1099 GENERATION03

Tax season without the fire drill

Every vendor payment, management fee, and owner distribution tracked through the year. January arrives and your 1099-MISC and 1099-NEC filings are already done.

Integrated TIN verification, direct IRS e-file via FIRE system, state filing for all 50 states.

1099 Auto-GenerationRunning...
Scanning vendor records
Calculating annual disbursements
Validating TIN matches
1099-MISC forms generated
Trust Reconciliation
Balanced
Operating Account$48,320.00
+$0.00
Security Deposit Trust$312,800.00
+$0.00
Maintenance Reserve$89,450.00
+$0.00
Owners Disbursement$234,100.00
+$0.00
TRUST ACCOUNTING04

Three-way reconciliation, continuous

Property management trust accounts reconcile in real time against your bank ledger and your property management software — the variance is always zero.

IREM and NAR compliant. Integrates directly with AppFolio, Buildium, Yardi, and MRI via certified API connections.

$0.0B
Annual Volume Processed
Across all property types
0K
Transactions Per Month
Average across portfolio clients
0%
Settlement Success Rate
12-month rolling average
<0s
Wire Confirmation Time
Domestic wires, business hours
Pricing

Your fee structure,
in 15 minutes.

No sales call required. Tell us your monthly volume and property type — we'll send a custom pricing breakdown showing exact per-transaction fees, monthly minimums, and what you'd save versus your current processor.

Per-transaction fee breakdown by payment type
Monthly cost estimate for your exact volume
Side-by-side comparison with standard processors
Integration timeline for your current stack

Integration Guide

API docs, webhook reference, and SDK setup — for your engineering team.

$500K – $2M/mo

Trusted by the people
who can't afford downtime.

"We run a 340-unit portfolio and our rent roll used to take two people half a day to reconcile. Now it's automated before I'm in the office. The trust accounting reconciliation alone saved us from a compliance audit."

Marcus Delgado

VP Operations, Apex Property Management

Phoenix, AZ

340 units

"The escrow splitting on commercial closings is the only reason we hit our Q3 disbursement targets. When you're wiring $2M to four parties simultaneously, you can't afford a manual process."

Jennifer Kwan

Principal Broker, Meridian Commercial

Seattle, WA

$2M+ closings

"January 1099 season used to mean two weeks of my team pulling reports. Last year we filed for 180 vendors in one afternoon. The IRS FIRE integration is the detail that convinced me."

David Okonkwo

Controller, Summit Title & Escrow

Atlanta, GA

180 vendors
Processing Now

Your next closing wire
shouldn't be manual.

See how Ledger handles your exact transaction volume — fee structure in 15 minutes, live integration in 30 days.